Darhl Peterson discusses Certificates of Deposit, or CDs, explaining their coverage by the FDIC, varying time deposits, and other characteristics. Buying CDs can be done not only in a bank, but online through brokerages.
A certificate of deposit (CD) is a time deposit, a financial product commonly sold in the United States by banks, thrift institutions, and credit unions. CDs are similar to savings accounts in that they are insured and thus virtually risk free; they are "money in the bank." In the USA, CDs are insured by the Federal Deposit Insurance Corporation (FDIC) for banks and by the National Credit Union Administration (NCUA) for credit unions. They are different from savings accounts in that the CD has a specific, fixed term (often monthly, three months, six months, or one to five years) and, usually, a fixed interest rate. It is intended that the CD be held until maturity, at which time the money may be withdrawn together with the accrued interest.
Thinking startup? David S. Rose's rapid-fire TED U talk on pitching to a venture capitalist tells you the 10 things you need to know about yourself -- and prove to a VC -- before you fire up your slideshow. http://www.ted.com
For a copy of the 13 slides used in this video, download them here: http://www.democoach.com/s/13slides.pdf This video shares a proven investor pitch deck that will get you on the right track to presenting your opportunity to investors whether angel or VC. This model pitch deck can be delivered in 10 minutes or less, if there are no interruptions. It's designed to grab investors' interest and give them just enough information to generate lots of questions once you've finished your presentation.
This powerful fundraising mechanism allows entrepreneurs to sell stock to friends and family, creating a fund that will enable you to buy real estate without the headaches of banks and other predatory loan sources. This real estate template comes with a full explanation of the history and uses of Private Placement Memorandums and in this case a Regulation D Rule 506 exemption is built into the document which allows Real Estate Investors to raise over $5 million dollars for their venture. www.newrenaissancecorporation.com
Portland's Economic Development Strategy: A Five-Year Plan for Promoting Job Creation and Economic Growth In the midst of a period of extraordinary change, Portland needs a strategy to guide the city's economic growth over the next five years. Under Mayor Sam Adams leadership, the Portland Development Commission has drafted a five-year plan to direct the investment necessary for Portland to compete in a transformed global economy. Portland seeks to build the most sustainable economy in the U.S. and, in the process, create 10,000 new jobs. The city already possesses unique competitive advantages that make it a front runner to be the center of the U.S. green economy: an existing concentration of firms in wind, solar and green development clusters; years of recognized leadership in all facets of sustainable living — green building, transit, land use recycling, and bicycle use; and supportive state and local policy. To build a sustainable economy, Portland must assert leadership in three overlapping areas: sustainable job growth, a sustainable way of life and inclusive prosperity. The interplay of these three elements creates a resilient economy where business activity reinforces our shared values, our way of life contributes to a thriving local economy and all Portland residents share in the benefits of this growth.
Downtown Greensboro Incorporated, Action Greensboro, the City of Greensboro and Guilford County developed a video presentation and written plan to reveal six priority projects identified to propel Downtown's revitalization efforts over the next decade.
This new 10-minute film features some of the world's leading experts in urban development along with city leaders from around the world. It was produced by award-winning filmmaker Babar Ahmed, and focuses on solutions to the challenges that cities face today. The film includes highlights from the recent "Innovative Cities Global Dialogue," which brought together mayors and managers from cities including Ahmedabad, India; Dar es Salaam, Tanzania; and Seattle, Washington. The dialogue is part of a series that provides a forum for sharing innovations and lessons in urban governance. The series is a collaborative effort of the World Bank Institute and the World Bank's Urban Development and Local Government unit.
Community Tourism: The rebirth of neighbourhoods to create vibrant destinations Rob Spanier, Senior Vice President of LiveWorkLearnPlay, an international urban advisory and development firm, will present at the Ontario Tourism Summit on October 23, 2012 an approach to bolster Ontario's tourism through Community Tourism.